really bad joke

so there's this lady that works at a bank: Ms.Wack, (loan officer) - Then there's a green frog than needs a loan. So the frog goes into the bank and finds Ms.Wack. He's carrying a very precious, little white elephant. He asks Ms. Wack if he can use his little elephant, a costly elephant, as collateral on a personal loan for his wife's laser eye surgery. 'Well," says, Ms. Wack, "that's an odd request." "Oh,"says the frog, "but you must it means so much for my wife to get this surgery, and this elephant was rather expensive and precious." The little tree frog holds his little, white elephant to his bulging belly, and Ms. Wack takes pity. "I'll have to check with our manager, since I'm not familiar with the value on your little elephant there." So Ms. Wack takes the little elephant with her and goes into a back hall, then into the bank's mananger. He's a balding man, and when Ms. Wack enters he beams ( a crush he's had for ten years) and says, "Hi Patty." Ms. Wack blushes, then says, "we have a frog with tjhis." She displays the elephant. " I don't know what it is even." Just then the green frog peeks in, and the manager says,"Why, it's a knick knack Patty Wack give the frog a loan."